People who have been injured in an accident have a lot to worry about. Your primary concern should be your health, and recovery can involve a significant period of time for treatment, rehabilitation, and recovery. In addition, you may now be missing days from work or unable to work at all. You’re worried about paying your mortgage or rent and other expenses, and the bills are starting to pile up. On top of it all, you’re in pain and suffering, unable to live your life the way you did before your accident. With all of this, trying to decide how to handle your personal injury claim can be overwhelming.
Understand the Insurance Company’s Game
First and foremost, you should realize that the insurance company is not on your side, even if it’s your insurance company. Insurance companies are for-profit corporations that are primarily concerned with making money. They protect the bottom line by paying out on claims only as much as they absolutely have to. As a result, they typically “low ball” accident victims by offering a small cash payment in exchange for a full release of any further liability. You may be surprised at how quickly the make the offer – often it is within days of your accident. They will seem very friendly and willing to work with you, but you’ll soon discover that they aren’t willing to negotiate a higher amount.